Housing Resources

Tennessee Housing Development Agency (THDA)

As the State’s housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to meaningfully expand safe, sound, affordable housing opportunities for low and moderate income Tennesseans as the state’s leading resource.

THDA Programs

THDA offers a range of programs for homebuyers, homeowners and renters.

THDA Emergency Repair Program

As of September 4, 2024 our existing wait list is over 450 homeowners so we are not adding anyone else to the list. In October, we will start to call people already on the list and will serve as many homeowners as we can. In a typical year we are able to serve approximately 30 homeowners.

Great Choice Home Loans

Great Choice is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S. military veterans, and homebuyers in targeted areas. Down payment assistance may also be available.