Housing Resources

Tennessee Housing Development Agency (THDA)

As the State’s housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to meaningfully expand safe, sound, affordable housing opportunities for low and moderate income Tennesseans as the state’s leading resource.

THDA Programs

THDA offers a range of programs for homebuyers, homeowners and renters.

THDA Emergency Repair Program

This programs purpose is to correct, repair, or replace an essential system and/or critical structural problem that pose an immediate danger to life, safety, or health of low-income homeowners who are elderly (60+) or disabled. This is not a comprehensive home renovation program; the aim is to stabilize the homeowner's residence by making emergency repairs to insure homeowners can continue to reside safely in their homes.
Click here to view the requirements.

On July 15th, 2025 we will open our funding window for 30 applications:

1. To submit an application – please leave a voicemail at 901-729-2871 option 7. The voicemail should include: the name of the homeowner, contact phone number, address of the property, and a brief description of repairs that are needed. This voicemail box is the only way to get on the list. Emails and voicemails left in other boxes will not be considered.

2. We will take the first 30 voicemails left on July 15 and that will be our list for 2025. Note: Being on this list does not guarantee that we will be able to serve you.

3. Within 48 hours a member of our staff will call you to confirm that you are one of the 30 applications received and get more detailed information from you.

4. We will start with the first caller and work our way through the list as long as funds are available

Note: Due to the number of calls we receive, and our small staff size, we will not be able to return calls left in any other voice mail boxes. We will update the voice mail box at option #7 as to the status of the program. On the 15th we will update the voice mail box as soon as we reach 30 applications, so you know we have filled our list for the next year. And, we will update it once all of our funding has been committed to projects.